Gold Financing
Unlock liquidity from your precious metals without selling the asset.
Gold Financing
Capital, Backed by Metal
Gold is one of the most liquid assets on any balance sheet — yet most holders can only access its value by selling it. Auric Metal Corp’s financing solutions let you raise working capital against your holdings while retaining full ownership and upside.
Whether you are a jewellery manufacturer managing seasonal demand, a mining operation bridging to the next pour, or a private holder seeking liquidity without triggering a disposal, our facilities are structured around the metal itself rather than conventional credit history.
- Loan-to-value ratios of up to 70% against assayed metal
- Collateral held in our own high-security vaults — no third-party custodian
- Facilities from short-term bridging to multi-year structured lines
- Transparent pricing benchmarked to LBMA settlement
Our Facilities
Financing Solutions
Structures designed around the metal, tailored to how your business actually operates.
Gold-Backed Loans
Borrow against allocated bullion held in our vaults. You retain title to the metal throughout the term and benefit from any appreciation, while accessing liquidity at rates well below unsecured lending.
Metal Leasing
Take physical metal on lease for manufacturing or inventory purposes without the capital outlay of outright purchase. Ideal for jewellers and fabricators managing consignment stock.
Working Capital Lines
Revolving facilities secured against a rolling pool of metal, sized to your production cycle. Draw and repay as your trading requirements change through the year.
Pre-Export Finance
Funding released against doré or concentrate in transit to our refinery, closing the working capital gap between shipment and final settlement.
Hedged Structures
Facilities combined with forward contracts or options to fix your metal price exposure for the duration of the loan, removing volatility from your planning.
Institutional Lines
Bespoke arrangements for banks, funds and sovereign entities requiring larger tickets, custom reporting and dedicated relationship coverage.
The Process
How It Works
From first conversation to funds released — typically inside ten working days.
1. Consultation
We review your holdings, funding requirement and timeline, then outline the structure and indicative terms that fit your position.
2. Assay & Valuation
Your metal is assayed in our own refinery and valued against LBMA settlement. You receive a full certificate of analysis before anything is agreed.
3. Custody
Collateral is moved into segregated storage in our high-security vaults, fully insured and independently audited for the life of the facility.
4. Drawdown
Funds are released against the agreed loan-to-value. Repay on schedule or early without penalty, and your metal is returned in full.
Why Auric
A Lender That Understands Metal
We refine, assay and vault the collateral ourselves — which is why we can move faster than a conventional lender.
Speed
Because assaying, custody and lending sit under one roof, there is no waiting on third-party valuation or external custodians.
Ownership Retained
You keep title to your metal and any price appreciation over the term. Financing is not a disposal.
Transparent Terms
Pricing benchmarked to published settlement rates, with all fees disclosed up front. No arrangement surprises.
Discuss a Facility
Speak to our financing team about structuring a facility against your holdings.